Payzum Blog

Crypto Payments Blog

Non-custodial, crypto-only payments — explained for the operators and developers who actually run the money. Pain, mechanics, and how Payzum solves it.

Stablecoins

USDT delisting in Europe: Revolut's August 31 deadline is a custody lesson, not a coin lesson

New USDT deposits stopped at Revolut on July 30, 2026, and every remaining balance held by an EEA customer — retail or business — converts to fiat automatically at 12:00 UTC on August 31. The trigger is MiCA: Tether never sought authorization, so licensed European platforms can no longer offer the token. But ESMA has been explicit that custody and transfer are not, in themselves, an offering to the public — the coin isn't banned, the platform simply can't hold it for you. Analysis of what the USDT delisting in Europe actually restricts, why it hits businesses harder than traders, and why merchants who settle straight to their own wallet were never exposed to the deadline in the first place.

15 min read
Tours & Travel

Accept Crypto Payments as a Tour Operator: No Chargebacks

You sell a seat in March for a trek in August, then wait on an acquirer that treats future-dated travel as risk and a cardholder who can dispute the trip six weeks after it ended. Deposits by payment link that are final on confirmation, a QR at the meeting point for walk-ups and on-tour upsells, expiring invoices for group and corporate trips, and same-day payouts to guides and partners — settled non-custodially to a wallet your agency controls.

17 min read
Stablecoins

Wall Street's last stand: the CLARITY Act yield fight is really about who keeps the economics of your stablecoin balance

The U.S. Senate has roughly one working week left before the August recess to pass the CLARITY Act — and the loudest fight isn't about market structure at all. It's about one clause: whether platforms can pay rewards on stablecoin balances. JPMorgan's Jamie Dimon says the banks 'will not accept it'; Goldman Sachs CEO David Solomon broke ranks on July 23 to endorse the bill. Behind the lobbying is a Treasury-cited estimate of up to $6 trillion in deposits that could migrate to digital dollars. Analysis of what the stablecoin yield battle actually decides — who captures the economics of idle balances — and why the practical merchant move is the same under every outcome: accept USDC/USDT non-custodially, settled to a wallet you control.

12 min read
Point of Sale

Turn Your Phone Into a Crypto POS: No Card Reader Needed

The phone in your pocket is the terminal. Open the Payzum POS, give each cashier a PIN login, and ring up every sale as a fresh QR — the customer pays from any wallet and funds settle in seconds to a wallet you control. No card reader to pair, no terminal lease, no acquirer contract, no chargebacks.

13 min read
Stablecoins

The stablecoin market shrank — and that's the best news merchants have had all year

Stablecoin supply fell about $10 billion from its May peak — the first sustained contraction in four years, with June's $7.7 billion drop the largest monthly decline since Terra collapsed in 2022. The same month, adjusted transaction volume hit an all-time record of $1.79 trillion, up 125% year over year, and turnover doubled to roughly six times a month. The reason: the GENIUS Act's yield ban pushed idle, parked balances into tokenized Treasury funds, leaving working money that actually moves. Analysis of why velocity — not market cap — is the adoption signal that matters, and why merchants should be on the receiving end of it: USDC/USDT accepted non-custodially, straight to your own wallet.

12 min read
Affiliate payouts

Pay Affiliates in Crypto: One Batch, Every Country

PayPal fees, wire minimums and unsupported countries bleed affiliate programs dry. Here's how to pay hundreds of affiliates in USDC/USDT from your own wallet — one CSV, minutes, non-custodial.

12 min read
Stablecoins

Stripe's $53B bid for PayPal — what payment consolidation means for merchants

On July 15, 2026, Stripe and Advent International offered $60.50 a share — about $53 billion — for PayPal, the largest fintech takeover bid in history. PayPal's board rejected it as inadequate on July 20 and is holding out for more, with the consortium pushing to close before the end of July. Whatever the final price, the direction is set: the two biggest names in online payments are converging, and the asset being bought is merchant relationships and their fee streams. Analysis of what consolidation does to fees, account risk and choice — and why a non-custodial stablecoin rail is the one no acquirer can buy out from under you.

13 min read
Remittances & Exchange Houses

Stablecoin Remittances for Money Transfer Businesses

How licensed money transfer businesses and exchange houses use stablecoin remittances: settle corridors in seconds instead of pre-funding, pay agent networks in USDC/USDT by CSV, and keep every dollar in wallets they control.

12 min read
Regulation & Analysis

South Korea's won stablecoin roadmap — what it means for merchants

On July 19, 2026, South Korea unveiled its Won Internationalization Roadmap: legal rules for won-backed stablecoins, an offshore won settlement network, and sweeping FX reforms — with the enabling bill targeted for September. The motive is openly defensive: with the U.S. GENIUS Act taking full effect in January 2027 and roughly 97% of stablecoin supply pegged to the dollar, Seoul wants a regulated won alternative before dollar coins saturate its market. Analysis of what the roadmap actually says, why local-currency stablecoins are multiplying worldwide, and why the merchant playbook stays the same: coin-agnostic, non-custodial acceptance today.

12 min read